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UkinSpain
25-07-2012, 14:43
Holidaymakers and their families face risk of huge bills if visitors lack insurance or invalidate their policies

New report reveals Spain has highest number of hospitalised Brits worldwide

More than 1,100 cases of Brits ending up in hospital were reported to consular staff in Spain last year, according to a new report from the Foreign Office.

The number is equivalent to 20 hospitalisations in Spain every week, and represents nearly a third of the total number of cases around the world. The figures come from the annual British Behaviour Abroad report for the period 1 April 2011 - 31 March 2012.

In the Balearics, the number of reported cases has soared. Over the last two years (since 2009/10), Mallorca has seen a 132% increase in hospitalisations, and Ibiza a 40% rise. Many of these cases involve teenage holidaymakers. Common causes are road accidents, balcony incidents and heart attacks. Meanwhile Malaga has seen a 45% increase over the last year alone.

Jeremy Browne, Minister for Consular Services, said: “Whilst the prospect of ending up in a foreign hospital may be the last thing on your mind as you head overseas for a summer break, sometimes things do go wrong on holiday and many people deeply regret not taking out comprehensive travel insurance.

“We also witness many cases where people have invalidated their policy – perhaps by not declaring a pre-existing medical condition or not checking their policy covers a particular activity, such as hiring a moped. Unfortunately they are then surprised that the Foreign Office cannot pay for their bills and flight home.

“I urge anyone heading overseas this summer to research their destination, take out comprehensive travel insurance, and carefully check the small print of their policy.”

New research by the Foreign Office reveals that nearly half (48%) of all Brits fail to realise that without travel insurance they will have to pay their own medical bills if injured or taken ill abroad.

An emergency can be extremely expensive - medical treatment can cost thousands of pounds, whilst medical repatriation to the UK can cost even more. Consular staff in Spain have witnessed distressing cases involving families having to raise vast sums of money to pay hospital and repatriation bills.

The research also reveals that nearly four out of five (78%) people would lack the ready cash to pay £10,000 to cover the hospital bills of an uninsured loved one abroad.

Visitors to Spain, and British residents who may be hosting them, should remember three key things:
• Buy comprehensive travel insurance – avoid a life-changing bill
• Read the small print – don’t invalidate your policy by mistake
• Get an EHIC card – it’s a ‘holiday essential’ for any state medical treatment you might need while visiting, but it doesn’t cover everything.

A British Embassy spokesperson said: “An EHIC is free and simple to obtain. Getting one could save you a lot of grief. If you don’t have one, it could make a tricky situation even harder. Then buy travel insurance and for the cost of a meal in a restaurant you should be fully covered against expensive health-related bills and other risks. It’s not worth it to be without.”

The total number of consular assistance cases in Spain last year rose more than 8% to 5405 cases. These included 1105 hospitalisations (up 8%), 1909 arrests (up 9%) and 40 cases of rape or sexual assault (down 22%). Some 13.6 million Britons visited Spain last year and an estimated 800,000 Britons are resident here.

For details on how the Foreign Office can help if you get into trouble abroad, visit www.fco.gov.uk/travel

penelope pitstop
26-07-2012, 12:41
I think it should be made law that people are not allowed to travel without insurance.
Having broken my ankle in a fall in Tenerife whilst on holiday in May & had a 2 day stay in hospital & an operation, I am so pleased my insurance covered it all.
To travel without insurance is totally irresponsible.

tonypub
26-07-2012, 13:56
I think it should be made law that people are not allowed to travel without insurance.
Having broken my ankle in a fall in Tenerife whilst on holiday in May & had a 2 day stay in hospital & an operation, I am so pleased my insurance covered it all.
To travel without insurance is totally irresponsible.here here jaypeeps:c2:

superscouse
09-09-2012, 17:55
We all think it will never happen to us !

Last year I was playing with my daughter in the pool at the Paloma Beach. Felt a pull in my shoulder. Spent a few days in pain and went to the Doc. After another few days waking with the pain, I couldn't stand it anymore. Asked the cleaners at 8am on a Sunday morning where to go.

Up to the Green Clinic hospital? I think it was called. From arrival to departure I was there two hours.

Doctor, xray, doctor and out. Superb. We were longer waiting for my health insurance to fax confirmation than we were me getting treated. I tore ligaments in my shoulder and needed hospital strength ibuprofen and a sling.

Travel insurance is essential. First time I used it, never go anywhere without it - EVER !

BobMac
10-09-2012, 15:37
Don't know if it happens in the Canaries but some Spanish hospitals have been refusing to accept the EHIC cards

See HERE (http://www.which.co.uk/money/insurance/guides/european-health-insurance-card-ehic-/travel-insurance-and-the-ehic/) for details

Jackalina
10-09-2012, 16:36
We have both Eh1c and travel insurance but not too sure how to use either of them, if you have for example, a sore throat and go to the doctors are you covered with Eh1C card or do you have to produce your travel insurance documents.

LeFrunk
10-09-2012, 20:21
This is a genuine story , A friend of mine and his family went to Cypress for their summer holidays, but, just before they left he said to his wife did you get the holiday insurance , she said no , sure nothing ever happens to us and we havent time to get it. So as she was finishing packing suitcases and the usual running about hours before they left the house he went online and bought the insurance so away they went to lovely sunny Cypress. On the third morning of the holiday he got up at 7am and made the breakfast , went in to waken his missus and she was dead. She was only 44yrs old and a heart attack was the cause of death , i know money doesnt matter when something like this happens but he said a few weeks afterwards that he was lucky that he got the insurance as not only did he loose his wife but could have had to sell his home to pay the bills , it was a wake up call for us all as i know most of my mates dont bother with insurance as they have the medical cards and thought that it covered them . PLEASE take out insurance for you and your family no matter , even if you are going on a tight budget , you never know just whats round the corner .