What do I need to open a Spanish bank account?

[FrankieTenerife]

Hello everyone

I've heard various different things about this, that I'd need a permanent residence or a work contract, and others saying all I need is an NIE number

Can anyone shed any light on this?

[slodgedad]

Hello everyone

I've heard various different things about this, that I'd need a permanent residence or a work contract, and others saying all I need is an NIE number

Can anyone shed any light on this?
Depends what type of account. There are resident accounts and non resident. Discuss it with your preferred bank

[LUCKY]

Hello everyone

I've heard various different things about this, that I'd need a permanent residence or a work contract, and others saying all I need is an NIE number

Can anyone shed any light on this?

Money ........ Is there any in Lower GDS ? (only done to bump the thread ):flatcap:

[essexeddie]

All you need is your ID (Passport) and proof of wages or pension and a couple of utility bills. You don't need your NIE.

[FrankieTenerife]

it would be non-resident as I don't have a permanent residency or work contract

[essexeddie]

it would be non-resident as I don't have a permanent residency or work contract

I did refer to a non resident, but I'm not sure about no permanent address though. You must have an address?

[bextus]

it would be non-resident as I don't have a permanent residency or work contract


Tax document or income source from the country that you pay your taxes or anything else that prove your income may work, and address here. Could be a friend address.
Santander will send the card to this address. Bank March will ask you to pickup the card at the office as well as LaCaixa, so in most cases is good to be a valid address.
Smaller banks that need more business will ask less documents, or non. But be careful with the contracts. LaCaixa may try to put you insurance 5/mo rip off, they say mandatory but it is not, you cannot stop it for a year by law. You must give them a 2 mo notice before the renewal date.

[essexeddie]

I got caught on that Insurance two month cancellation trap a few years ago. For years I was just paying through the Bank at €400 pa. Until I got a quote for less than €200. I just stopped the DD at the Bank.

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Strange rules they have in Tenerife.

[bextus]

Amazing, if you do not give them 2 mo advance before notice before the end of the year they will roll it for another year. I had to fight with them and to close the account.

[Minerva]

There is a quarterly charge of 12 euros

12 euros quarterly??? That sounds like a highway robbery to me. Do they all overcharge so much? And if so, why?

[Dmitry528]

list of spanish banks in tenerife, just in case

1 Banco Santander
2 BBVA
3 CaixaBank
4 Bankia
5 Banco Sabadell
6 Banco Popular
7 Ibercaja
8 Unicaja
9 CatalunyaCaixa
10 Novagalicia Banco
11 Kutxabank
12 Banco Mare Nostrum
13 Cajas Rurales Unidas
14 Banca March
15 Caixa Ontinyent
16 Colonya-Caixa d’Estalvis de Pollensa