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		<title>Tenerife Forum - Banks and Finance in Tenerife</title>
		<link>http://www.tenerifeforum.org/tenerife-forum/</link>
		<description>Information and advice about all things to do with banks, investments, money and finance in Tenerife</description>
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			<title>Tenerife Forum - Banks and Finance in Tenerife</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/</link>
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			<title>Lloyds TSB International Bank to be taken over by Solbank</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25873-Lloyds-TSB-International-Bank-to-be-taken-over-by-Solbank&amp;goto=newpost</link>
			<pubDate>Tue, 14 May 2013 18:03:26 GMT</pubDate>
			<description>We have today received communication from Lloyds TSB International who we bank with (Fanabe Plaza), informing us that they are about to be purchased...</description>
			<content:encoded><![CDATA[<div>We have today received communication from Lloyds TSB International who we bank with (Fanabe Plaza), informing us that they are about to be purchased by 'Banco Sabadell' before the end of 2013. Are any forum members aware of this bank ? bearing in mind the current financial situation. Any omments/info would be appreciated. Thanks Terry n Sue</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>Terrynsue</dc:creator>
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		</item>
		<item>
			<title>Finance Modelo 210</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25806-Modelo-210&amp;goto=newpost</link>
			<pubDate>Fri, 10 May 2013 16:50:08 GMT</pubDate>
			<description>I would be grateful if anyone could advise which value I should use for calculating the tax due when completing the Modelo 210 as I have received...</description>
			<content:encoded><![CDATA[<div>I would be grateful if anyone could advise which value I should use for calculating the tax due when completing the Modelo 210 as I have received some conflicting advice<br />
<br />
Should I use the Valor Catastral or the Base Liquidable for the calculation<br />
<br />
Many Thanks<br />
<br />
BarryK</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>barryk</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25806-Modelo-210</guid>
		</item>
		<item>
			<title>Tax on long term rented property</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25743-Tax-on-long-term-rented-property&amp;goto=newpost</link>
			<pubDate>Wed, 08 May 2013 15:29:02 GMT</pubDate>
			<description>Hi. Am thinking to down size for financial reasons and rent my property out for long let. Can anyone tell me how much tax I will have to pay on the...</description>
			<content:encoded><![CDATA[<div>Hi. Am thinking to down size for financial reasons and rent my property out for long let. Can anyone tell me how much tax I will have to pay on the earnings and also if expenses are deducted pre tax like the UK on such things as community, basura, IBI, insurance, maintenance and wear and tear. then I will decide if it`s worth it or not. Thanks very much.</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>DonnaFranka</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25743-Tax-on-long-term-rented-property</guid>
		</item>
		<item>
			<title>Tax Is non-letting tax still applied to non-resident-owned properties?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25699-Is-non-letting-tax-still-applied-to-non-resident-owned-properties&amp;goto=newpost</link>
			<pubDate>Mon, 06 May 2013 17:29:41 GMT</pubDate>
			<description><![CDATA[Does anyone know if the non-letting tax is still applied to non-resident-owned properties? .... even on a residencia? 
 
Sorry, I've kind of lost...]]></description>
			<content:encoded><![CDATA[<div>Does anyone know if the non-letting tax is still applied to non-resident-owned properties? .... even on a residencia?<br />
<br />
Sorry, I've kind of lost touch and can't see an end bill from our accountant!</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>Balcony</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25699-Is-non-letting-tax-still-applied-to-non-resident-owned-properties</guid>
		</item>
		<item>
			<title>Finance Will a bad credit rating in the UK affect me in Tenerife?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25664-Will-a-bad-credit-rating-in-the-UK-affect-me-in-Tenerife&amp;goto=newpost</link>
			<pubDate>Sat, 04 May 2013 12:53:34 GMT</pubDate>
			<description>will bad credit in the uk affect us in tenerife</description>
			<content:encoded><![CDATA[<div>will bad credit in the uk affect us in tenerife</div>

]]></content:encoded>
			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>bigbite</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25664-Will-a-bad-credit-rating-in-the-UK-affect-me-in-Tenerife</guid>
		</item>
		<item>
			<title>I have reached age-related pension age</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25616-I-have-reached-age-related-pension-age&amp;goto=newpost</link>
			<pubDate>Thu, 02 May 2013 01:33:40 GMT</pubDate>
			<description>Well. That,s it. Was it traumatic. Will I remember it for the rest of my life. When I write my memoirs is it a day that will embody the very meaning...</description>
			<content:encoded><![CDATA[<div>Well. That,s it. Was it traumatic. Will I remember it for the rest of my life. When I write my memoirs is it a day that will embody the very meaning of my existence on this planet (after all there could be many others). Will my GrandChildren be told of heroics and achievements never bestowed previously.<br />
What is this catamalistic event you might ask (then again you probably won,t). Problems over renewal of Cert. of Residence? Well, yes and no 'cause the polis cannot/will not answer the very question which is causing consternation beyond belief.:devil:<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
Am I now entitled to a &quot;Free Bus Pass&quot; here on Tenerife?</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>timmylish</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25616-I-have-reached-age-related-pension-age</guid>
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		<item>
			<title>Finance Does any Tenerife forum member know if Barclays are on strike and for how long?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25586-Does-any-Tenerife-forum-member-know-if-Barclays-are-on-strike-and-for-how-long&amp;goto=newpost</link>
			<pubDate>Tue, 30 Apr 2013 13:44:33 GMT</pubDate>
			<description>any idea how long Barclays in Tenerife has been having strike action ? Went to put money in and they are closed:confused: Since tomorrow is the 1st...</description>
			<content:encoded><![CDATA[<div>any idea how long Barclays in Tenerife has been having strike action ? Went to put money in and they are closed:confused: Since tomorrow is the 1st and a bank holiday to boot my standing orders will go unpaid. One draw back of keeping the minimum in the bank here:o</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>golf birdie</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25586-Does-any-Tenerife-forum-member-know-if-Barclays-are-on-strike-and-for-how-long</guid>
		</item>
		<item>
			<title>Where can I get the 7% IGIC tax form done for my rental property?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25533-Where-can-I-get-the-7-IGIC-tax-form-done-for-my-rental-property&amp;goto=newpost</link>
			<pubDate>Fri, 26 Apr 2013 16:13:42 GMT</pubDate>
			<description>Does anyone know of where I can get one of the forms filled out so that I can pay the 7% Igic tax on my rental property? I had a very expensive quote.</description>
			<content:encoded><![CDATA[<div>Does anyone know of where I can get one of the forms filled out so that I can pay the 7% Igic tax on my rental property? I had a very expensive quote.</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>chris</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25533-Where-can-I-get-the-7-IGIC-tax-form-done-for-my-rental-property</guid>
		</item>
		<item>
			<title>Finance Can anyone recommend a will writing service in south Tenerife?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25504-Can-anyone-recommend-a-will-writing-service-in-south-Tenerife&amp;goto=newpost</link>
			<pubDate>Wed, 24 Apr 2013 19:30:26 GMT</pubDate>
			<description><![CDATA[Can anyone recomend a will writing service in south Tenerife that are reasonable & professional. 
Many thanks in advance]]></description>
			<content:encoded><![CDATA[<div>Can anyone recomend a will writing service in south Tenerife that are reasonable &amp; professional.<br />
Many thanks in advance</div>

]]></content:encoded>
			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>danger mouse</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25504-Can-anyone-recommend-a-will-writing-service-in-south-Tenerife</guid>
		</item>
		<item>
			<title>Finance Do you need to tell your bank about a new monthly direct debit?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25459-Do-you-need-to-tell-your-bank-about-a-new-monthly-direct-debit&amp;goto=newpost</link>
			<pubDate>Sun, 21 Apr 2013 16:12:51 GMT</pubDate>
			<description>hi 
just signed up for a phone line and an ADSL with Vodafone (yay some competition for Telefonica at last) but was wondering if i have to take a...</description>
			<content:encoded><![CDATA[<div>hi<br />
just signed up for a phone line and an ADSL with Vodafone (yay some competition for Telefonica at last) but was wondering if i have to take a copy of the contract into my bank (caja canarias) for them to set up their end of the monthly direct debit?  I can't remember what we did with the telefonica one we had originally......  i know in the UK, the debiting company sends the instructions to the bank and it gets loaded.  is it the same here or am I supposed to sign a bank authority allowing vodafone to debit my account, separate from the contract?  any thoughts?<br />
Linda</div>

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			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>LT1411</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25459-Do-you-need-to-tell-your-bank-about-a-new-monthly-direct-debit</guid>
		</item>
		<item>
			<title>Finance What is the future of the Euro?</title>
			<link>http://www.tenerifeforum.org/tenerife-forum/showthread.php?25429-What-is-the-future-of-the-Euro&amp;goto=newpost</link>
			<pubDate>Fri, 19 Apr 2013 10:18:18 GMT</pubDate>
			<description>Interesting link below. Be interesting to see other peoples thoughts? 
 
http://youtu.be/3RjUJy7kDOM</description>
			<content:encoded><![CDATA[<div>Interesting link below. Be interesting to see other peoples thoughts?<br />
<br />
<a href="http://youtu.be/3RjUJy7kDOM" target="_blank" rel="nofollow">http://youtu.be/3RjUJy7kDOM</a></div>

]]></content:encoded>
			<category domain="http://www.tenerifeforum.org/tenerife-forum/forumdisplay.php?90-Banks-and-Finance-in-Tenerife">Banks and Finance in Tenerife</category>
			<dc:creator>Rodders</dc:creator>
			<guid isPermaLink="true">http://www.tenerifeforum.org/tenerife-forum/showthread.php?25429-What-is-the-future-of-the-Euro</guid>
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